*{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#070f1f;
  --navy2:#0b1830;
  --navy3:#0f2142;
  --ink:#0a1424;
  --gold:#c6a15b;
  --gold-light:#e8cd8f;
  --gold-pale:#f6e9c9;
  --paper:#faf7f1;
  --paper2:#f2ecdf;
  --white:#ffffff;
  --text-mid:#5a6275;
  --text-soft:rgba(255,255,255,0.62);
  --line:rgba(198,161,91,0.22);
}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;background:var(--paper);color:var(--ink);overflow-x:hidden}
.mono{font-family:'IBM Plex Mono',monospace}
::selection{background:var(--gold-pale)}
a{color:inherit}
button{font-family:inherit}

/* ================= NAV ================= */
nav{position:fixed;top:0;left:0;right:0;z-index:1000;padding:1.1rem 3rem;display:flex;align-items:center;justify-content:space-between;background:rgba(7,15,31,0.92);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);transition:padding .3s}
.brand{display:flex;align-items:center;gap:0.9rem;text-decoration:none}
.brand-mark{width:46px;height:46px;flex-shrink:0;filter:drop-shadow(0 0 6px rgba(212,168,62,0.35));animation:logoGlow 4s ease-in-out infinite}
@keyframes logoGlow{0%,100%{filter:drop-shadow(0 0 5px rgba(212,168,62,0.3))}50%{filter:drop-shadow(0 0 11px rgba(212,168,62,0.65))}}
.brand-divider{width:1px;height:28px;background:linear-gradient(180deg,transparent,rgba(212,168,62,0.6),transparent)}
.brand-text{display:flex;align-items:baseline;gap:0.45rem;white-space:nowrap;position:relative;padding-bottom:5px}
.brand-text::after{content:'';position:absolute;left:0;bottom:0;height:1px;width:0;background:linear-gradient(90deg,var(--gold-light),transparent);transition:width 1s ease .2s}
.brand-text.line-visible::after{width:100%}
.brand-strong{font-family:'Fraunces',serif;font-size:1.26rem;font-weight:700;letter-spacing:0.3px;color:#ffffff}
.brand-light{font-family:'Inter',sans-serif;font-size:0.67rem;font-weight:700;color:var(--gold-light);letter-spacing:2.4px;text-transform:uppercase}
.nav-links{display:flex;gap:2.1rem;list-style:none}
.nav-links a{color:rgba(255,255,255,0.72);text-decoration:none;font-size:0.84rem;font-weight:500;letter-spacing:0.2px;position:relative;padding-bottom:4px}
.nav-links a::after{content:'';position:absolute;left:0;bottom:0;height:1px;width:0;background:var(--gold);transition:width .25s}
.nav-links a:hover{color:var(--white)}
.nav-links a:hover::after{width:100%}
.nav-cta{background:var(--gold);color:var(--navy);padding:0.62rem 1.4rem;border-radius:3px;font-size:0.82rem;font-weight:600;text-decoration:none;transition:all .25s;border:none;cursor:pointer;letter-spacing:0.2px}
.nav-cta:hover{background:var(--gold-light);transform:translateY(-1px)}
.nav-toggle{display:none}
@media(max-width:880px){.nav-links{display:none}nav{padding:1rem 1.3rem}}
@media(max-width:480px){
  nav{padding:0.8rem 1rem;gap:0.5rem}
  .brand{gap:0.55rem}
  .brand-mark{width:36px;height:36px}
  .brand-divider{height:22px}
  .brand-strong{font-size:1rem}
  .brand-light{font-size:0.56rem;letter-spacing:1.5px}
  .nav-cta{padding:0.55rem 0.85rem;font-size:0.74rem;white-space:nowrap;flex-shrink:0}
}

/* ================= HERO, "the ledger in motion" ================= */
#home{min-height:100vh;background:var(--navy);position:relative;display:flex;align-items:center;overflow:hidden;perspective:1400px}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(198,161,91,0.06) 1px,transparent 1px),linear-gradient(90deg,rgba(198,161,91,0.06) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(circle at 70% 40%,rgba(0,0,0,0.9),transparent 75%);mask-image:radial-gradient(circle at 70% 40%,rgba(0,0,0,0.9),transparent 75%);animation:gridDrift 24s linear infinite}
@keyframes gridDrift{0%{background-position:0 0}100%{background-position:64px 128px}}
.hero-glow{position:absolute;top:-15%;right:-5%;width:760px;height:760px;background:radial-gradient(circle,rgba(198,161,91,0.14) 0%,transparent 70%);animation:glowPulse 7s ease-in-out infinite}
@keyframes glowPulse{0%,100%{transform:scale(1);opacity:0.75}50%{transform:scale(1.12);opacity:1}}
.widget-glow{position:absolute;top:50%;right:0;transform:translateY(-50%);width:620px;height:620px;background:radial-gradient(circle at 70% 50%,rgba(198,161,91,0.32) 0%,rgba(198,161,91,0.1) 45%,transparent 72%);animation:glowPulse 6s ease-in-out infinite 1s}

/* Stacked rotating ledger pages, signature 3D element */
.ledger-stack{position:absolute;top:50%;right:7%;transform:translateY(-50%);width:380px;height:460px;transform-style:preserve-3d;animation:stackTurn 14s ease-in-out infinite}
@keyframes stackTurn{0%,100%{transform:translateY(-50%) rotateY(-20deg) rotateX(9deg)}50%{transform:translateY(-50%) rotateY(16deg) rotateX(-6deg)}}
.ledger-page{position:absolute;inset:0;border-radius:6px;background:linear-gradient(155deg,rgba(255,255,255,0.05),rgba(255,255,255,0.015));border:1px solid rgba(198,161,91,0.28);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}
.ledger-page.p1{transform:translateZ(-58px) translateY(22px) scale(0.94);opacity:0.5}
.ledger-page.p2{transform:translateZ(-28px) translateY(11px) scale(0.97);opacity:0.72}
.ledger-page.p3{transform:translateZ(0);padding:2rem 1.8rem;overflow:hidden}
.ledger-page.p3::before{content:'';position:absolute;top:-60%;left:-60%;width:220%;height:220%;background:linear-gradient(50deg,transparent 35%,rgba(198,161,91,0.07) 50%,transparent 65%);animation:sheen 5s ease-in-out infinite}
@keyframes sheen{0%{transform:translateX(-60%)}100%{transform:translateX(60%)}}
.ledger-row{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid rgba(255,255,255,0.07);padding:0.62rem 0;font-size:0.74rem}
.ledger-row span:first-child{color:rgba(255,255,255,0.5)}
.ledger-row span:last-child{color:var(--gold-light);font-family:'IBM Plex Mono',monospace}
.ledger-head{font-family:'Fraunces',serif;font-size:0.95rem;color:var(--white);margin-bottom:1.1rem;display:flex;justify-content:space-between;align-items:center}
.ledger-head .tag{font-size:0.6rem;font-family:'Inter',sans-serif;background:rgba(86,194,128,0.15);color:#7fd9a0;border:1px solid rgba(86,194,128,0.35);padding:0.2rem 0.55rem;border-radius:100px;letter-spacing:0.5px}
.ledger-total{margin-top:1.2rem;padding-top:1rem;border-top:1px solid var(--gold);display:flex;justify-content:space-between;align-items:baseline}
.ledger-total span:first-child{font-size:0.7rem;color:rgba(255,255,255,0.55);text-transform:uppercase;letter-spacing:1px}
.ledger-total span:last-child{font-family:'Fraunces',serif;font-size:1.5rem;color:var(--gold-light);font-weight:600}

/* Orbiting compliance nodes around the stack, represents the 50-state / cross-border reach */
.orbit-ring{position:absolute;top:50%;right:7%;transform:translateY(-50%);width:560px;height:560px;border:1px solid rgba(198,161,91,0.16);border-radius:50%;animation:ringSpin 28s linear infinite}
@keyframes ringSpin{to{transform:translateY(-50%) rotate(360deg)}}
.orbit-node{position:absolute;width:9px;height:9px;background:var(--gold);border-radius:50%;box-shadow:0 0 16px rgba(198,161,91,0.85)}
.orbit-node:nth-child(1){top:0;left:50%}
.orbit-node:nth-child(2){top:50%;right:0}
.orbit-node:nth-child(3){bottom:0;left:50%}
.orbit-node:nth-child(4){top:50%;left:0}

.hero-content{position:relative;z-index:2;max-width:1280px;margin:0 auto;padding:0 3rem;width:100%;padding-top:5.5rem}
.hero-badge{display:inline-flex;align-items:center;gap:0.55rem;background:rgba(198,161,91,0.1);border:1px solid var(--line);color:var(--gold-light);padding:0.5rem 1.05rem;border-radius:100px;font-size:0.76rem;font-weight:500;letter-spacing:0.4px;margin-bottom:1.6rem;animation:fadeUp .8s ease forwards}
.hero-badge::before{content:'';width:6px;height:6px;background:#56c280;border-radius:50%;box-shadow:0 0 8px #56c280;animation:dotBlink 3.2s ease-in-out infinite}
@keyframes dotBlink{0%,100%{opacity:1}50%{opacity:0.35}}
@keyframes fadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}
.hero-title{font-family:'Fraunces',serif;font-size:3.6rem;font-weight:600;color:var(--white);line-height:1.08;max-width:680px;margin-bottom:1.3rem;animation:fadeUp .8s ease .15s both}
.hero-title em{font-style:italic;color:var(--gold-light)}
.hero-sub{font-size:1.05rem;color:var(--text-soft);line-height:1.8;max-width:540px;margin-bottom:2.2rem;font-weight:300;animation:fadeUp .8s ease .3s both}
.hero-btns{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:3rem;animation:fadeUp .8s ease .45s both}
.btn-primary{background:var(--gold);color:var(--navy);padding:0.9rem 1.9rem;border-radius:3px;font-weight:600;font-size:0.92rem;text-decoration:none;display:inline-flex;align-items:center;gap:0.5rem;transition:all .3s;border:none;cursor:pointer}
.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 14px 32px rgba(198,161,91,0.25)}
.btn-secondary{background:transparent;color:var(--white);padding:0.9rem 1.9rem;border-radius:3px;font-weight:500;font-size:0.92rem;text-decoration:none;display:inline-flex;align-items:center;gap:0.5rem;transition:all .3s;border:1px solid rgba(255,255,255,0.22);cursor:pointer}
.btn-secondary:hover{border-color:var(--gold);color:var(--gold-light);transform:translateY(-2px)}
.trust-row{display:flex;gap:2rem;flex-wrap:wrap;animation:fadeUp .8s ease .6s both;border-top:1px solid rgba(255,255,255,0.08);padding-top:1.8rem;max-width:760px}
.trust-item{min-width:108px}
.trust-num{font-family:'Fraunces',serif;font-size:1.05rem;font-weight:600;color:var(--gold-light)}
.trust-label{font-size:0.7rem;color:rgba(255,255,255,0.45);margin-top:0.15rem;letter-spacing:0.3px}
@media(max-width:980px){.ledger-stack,.orbit-ring{display:none}.hero-title{font-size:2.6rem}}

/* ================= SECTIONS GENERAL ================= */
section{padding:6.5rem 3rem}
.section-inner{max-width:1200px;margin:0 auto}
.eyebrow{display:inline-flex;align-items:center;gap:0.6rem;font-size:0.72rem;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:var(--gold);margin-bottom:0.9rem}
.eyebrow::before{content:'';width:18px;height:1px;background:var(--gold)}
.section-title{font-family:'Fraunces',serif;font-size:2.3rem;font-weight:600;color:var(--navy);line-height:1.18;margin-bottom:1rem;max-width:680px}
.section-title.white{color:var(--white)}
.section-sub{font-size:0.98rem;color:var(--text-mid);line-height:1.85;max-width:560px}
.section-sub.white{color:rgba(255,255,255,0.62)}
@media(max-width:700px){section{padding:4.5rem 1.4rem}.section-title{font-size:1.85rem}}

/* ================= SERVICES ================= */
#services{background:var(--white)}
.services-top{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;margin-bottom:3.2rem;flex-wrap:wrap}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
@media(max-width:900px){.services-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.services-grid{grid-template-columns:1fr}}
.service-card{background:var(--paper);border-radius:10px;padding:2rem 1.8rem;border:1px solid rgba(10,20,36,0.07);transition:all .35s;position:relative;overflow:hidden}
.service-card::before{content:'';position:absolute;top:0;left:0;bottom:0;width:3px;background:var(--gold);transform:scaleY(0);transition:transform .35s;transform-origin:top}
.service-card:hover::before{transform:scaleY(1)}
.service-card:hover{transform:translateY(-5px);box-shadow:0 22px 46px rgba(10,20,36,0.09)}
.svc-num{font-family:'IBM Plex Mono',monospace;font-size:0.72rem;color:var(--gold);margin-bottom:1.2rem;letter-spacing:1px}
.svc-title{font-family:'Fraunces',serif;font-size:1.18rem;font-weight:600;color:var(--navy);margin-bottom:0.65rem}
.svc-desc{font-size:0.87rem;color:var(--text-mid);line-height:1.75}
.svc-forms{margin-top:1rem;display:flex;gap:0.4rem;flex-wrap:wrap}
.svc-forms span{font-family:'IBM Plex Mono',monospace;font-size:0.66rem;background:rgba(198,161,91,0.1);color:#8a6c2e;border:1px solid rgba(198,161,91,0.25);padding:0.18rem 0.5rem;border-radius:3px}

/* ================= WHY US ================= */
#why{background:var(--navy);position:relative;overflow:hidden}
.why-shape{position:absolute;top:-120px;right:-120px;width:420px;height:420px;border:1px solid rgba(198,161,91,0.07);border-radius:50%;animation:floatUp 16s ease-in-out infinite}
@keyframes floatUp{0%,100%{transform:translateY(0)}50%{transform:translateY(-22px)}}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:4.5rem;align-items:start}
.why-list{display:flex;flex-direction:column;gap:1.4rem;margin-top:2rem}
.why-item{display:flex;gap:1.2rem;align-items:flex-start;padding:1.2rem;border-radius:8px;border:1px solid rgba(198,161,91,0.12);transition:all .3s}
.why-item:hover{background:rgba(198,161,91,0.05);border-color:rgba(198,161,91,0.3)}
.why-mark{font-size:1.3rem;min-width:32px;line-height:1.2}
.why-title{font-size:0.95rem;font-weight:600;color:var(--white);margin-bottom:0.3rem}
.why-desc{font-size:0.83rem;color:rgba(255,255,255,0.5);line-height:1.7}
.credential-card{background:rgba(255,255,255,0.03);border:1px solid rgba(198,161,91,0.18);border-radius:10px;padding:1.6rem;margin-bottom:1.1rem}
.credential-title{font-size:0.88rem;font-weight:600;color:var(--gold-light);margin-bottom:0.3rem}
.why-right{display:flex;flex-direction:column;gap:1.3rem}
.spotlight-card{background:linear-gradient(160deg,rgba(198,161,91,0.14),rgba(198,161,91,0.02));border:1px solid rgba(198,161,91,0.32);border-radius:14px;padding:2.3rem;position:relative;overflow:hidden}
.spotlight-card::before{content:'';position:absolute;top:-40%;right:-20%;width:220px;height:220px;border:1px solid rgba(198,161,91,0.18);border-radius:50%}
.spotlight-row{display:flex;gap:2rem;align-items:flex-end;flex-wrap:wrap;position:relative;z-index:1}
.spotlight-num{font-family:'Fraunces',serif;font-size:3rem;font-weight:700;color:var(--gold-light);line-height:1}
.spotlight-label{font-size:0.78rem;color:rgba(255,255,255,0.5);text-transform:uppercase;letter-spacing:1px;margin-top:0.4rem}
.spotlight-divider{width:1px;align-self:stretch;background:rgba(198,161,91,0.25)}
.spotlight-quote{font-size:0.92rem;color:rgba(255,255,255,0.72);line-height:1.7;font-style:italic;max-width:280px}
.mini-list{background:rgba(255,255,255,0.025);border:1px solid rgba(198,161,91,0.16);border-radius:14px;overflow:hidden}
.mini-row{display:flex;gap:1.1rem;align-items:flex-start;padding:1.3rem 1.5rem;border-bottom:1px solid rgba(255,255,255,0.06)}
.mini-row:last-child{border-bottom:none}
.mini-icon{width:36px;height:36px;min-width:36px;border-radius:8px;background:rgba(198,161,91,0.12);border:1px solid rgba(198,161,91,0.28);display:flex;align-items:center;justify-content:center}
.mini-title{font-size:0.88rem;font-weight:600;color:var(--white);margin-bottom:0.3rem}
.mini-desc{font-size:0.81rem;color:rgba(255,255,255,0.52);line-height:1.7}
.credential-desc{font-size:0.8rem;color:rgba(255,255,255,0.5);line-height:1.65}
@media(max-width:880px){.why-grid{grid-template-columns:1fr}}

/* ================= PROCESS ================= */
#process{background:var(--white)}
.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;position:relative;margin-top:1rem}
.process-steps::before{content:'';position:absolute;top:28px;left:8%;right:8%;height:1px;background:linear-gradient(90deg,transparent,var(--gold),var(--gold),transparent);opacity:0.35}
.process-step{text-align:left;position:relative}
.step-circle{width:56px;height:56px;border-radius:50%;background:var(--navy);border:1.5px solid var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:1.2rem;font-family:'Fraunces',serif;font-size:1.1rem;font-weight:600;color:var(--gold-light);position:relative;z-index:1;transition:all .3s}
.process-step:hover .step-circle{background:var(--gold);color:var(--navy);transform:scale(1.08)}
.step-title{font-size:0.92rem;font-weight:600;color:var(--navy);margin-bottom:0.45rem}
.step-desc{font-size:0.8rem;color:var(--text-mid);line-height:1.7}
@media(max-width:880px){.process-steps{grid-template-columns:1fr 1fr}.process-steps::before{display:none}}
@media(max-width:560px){.process-steps{grid-template-columns:1fr}}

/* ================= TESTIMONIALS ================= */
#testimonials{background:var(--white)}
.testi-carousel{display:flex;align-items:center;justify-content:center;gap:1.2rem;max-width:1180px;margin:0 auto}
.testi-arrow{width:44px;height:44px;min-width:44px;border-radius:50%;border:1px solid rgba(10,20,36,0.14);background:var(--white);color:var(--navy);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:all .25s;font-size:1.1rem}
.testi-arrow:hover{border-color:var(--gold);background:var(--gold);color:var(--navy)}
.testi-arrow svg{width:18px;height:18px}
.testi-viewport{flex:1;overflow:hidden;position:relative;min-height:260px}
.testi-page{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;transition:opacity .35s ease, transform .35s ease}
.testi-card{background:var(--paper);border-radius:12px;padding:1.7rem 1.6rem;border:1px solid rgba(10,20,36,0.07);height:100%}
.testi-stars{color:var(--gold);font-size:0.78rem;margin-bottom:0.85rem;letter-spacing:1px}
.testi-text{font-size:0.86rem;color:var(--text-mid);line-height:1.75;margin-bottom:1.2rem;font-style:italic}
.testi-author{display:flex;align-items:center;gap:0.75rem}
.testi-avatar{width:38px;height:38px;min-width:38px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;font-size:0.74rem;font-weight:700;color:var(--gold-light)}
.testi-name{font-size:0.86rem;font-weight:600;color:var(--navy)}
.testi-role{font-size:0.72rem;color:#9aa0ad}
.testi-dots{display:flex;justify-content:center;gap:0.45rem;margin-top:1.8rem}
.testi-dot{width:7px;height:7px;border-radius:50%;background:rgba(10,20,36,0.16);cursor:pointer;transition:all .25s;border:none;padding:0}
.testi-dot.active{background:var(--gold);width:20px;border-radius:4px}
@media(max-width:900px){.testi-page{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.testi-carousel{gap:0.6rem}.testi-page{grid-template-columns:1fr}.testi-arrow{width:36px;height:36px;min-width:36px}}

/* ================= ARTICLES ================= */
#articles{background:var(--paper2)}
.articles-top{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:3rem;flex-wrap:wrap;gap:1rem}
.articles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;overflow-anchor:none}
.article-card{overflow-anchor:none}
@media(max-width:900px){.articles-grid{grid-template-columns:1fr}}
.faq-section{margin-top:4rem;padding-top:3rem;border-top:1px solid rgba(10,20,36,0.08)}
.faq-layout{display:grid;grid-template-columns:1fr 340px;gap:3rem;align-items:start;margin-top:2rem}
.faq-grid{display:flex;flex-direction:column;gap:0.9rem;margin-top:0;max-width:none}
.faq-illustration{position:sticky;top:110px;display:flex;justify-content:center}
.faq-illustration svg{width:100%;max-width:320px;height:auto}
@media(max-width:900px){.faq-layout{grid-template-columns:1fr}.faq-illustration{display:none}}
@keyframes faqFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes faqPulseRing{0%{opacity:0.5;transform:scale(0.96)}50%{opacity:0.9;transform:scale(1.02)}100%{opacity:0.5;transform:scale(0.96)}}
.faq-illustration .float-group{animation:faqFloat 5s ease-in-out infinite}
.faq-illustration .pulse-ring{animation:faqPulseRing 4s ease-in-out infinite;transform-origin:center}
.faq-illustration .float-group.delay1{animation-delay:1.2s}
.faq-illustration .float-group.delay2{animation-delay:2.4s}
.faq-item{background:var(--white);border-radius:10px;border:1px solid rgba(10,20,36,0.07);overflow:hidden}
.faq-q{font-size:0.92rem;font-weight:600;color:var(--navy);padding:1.2rem 1.4rem;margin:0;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:1rem;background:none;border:none;width:100%;text-align:left;font-family:inherit}
.faq-q:hover{color:var(--gold)}
.faq-icon{flex-shrink:0;width:20px;height:20px;position:relative}
.faq-icon::before,.faq-icon::after{content:'';position:absolute;background:var(--gold);border-radius:2px;transition:transform .3s ease}
.faq-icon::before{width:14px;height:2px;top:9px;left:3px}
.faq-icon::after{width:2px;height:14px;left:9px;top:3px}
.faq-item.open .faq-icon::after{transform:rotate(90deg);opacity:0}
.faq-a{font-size:0.83rem;color:var(--text-mid);line-height:1.7;max-height:0;overflow:hidden;transition:max-height .28s cubic-bezier(.4,0,.2,1);padding:0 1.4rem}
.faq-item.open .faq-a{padding:0 1.4rem 1.3rem}

.article-card:nth-child(n+6){display:none}
.show-more-wrap{text-align:center;margin-top:2.5rem;display:flex;justify-content:center;gap:1rem}
.show-more-btn,.show-less-btn{position:relative;overflow:hidden;display:inline-flex;align-items:center;gap:0.55rem;background:var(--white);border:1.5px solid var(--gold);color:var(--navy);padding:0.9rem 2.1rem;border-radius:50px;font-size:0.85rem;font-weight:600;letter-spacing:0.2px;cursor:pointer;transition:color .2s ease,border-color .2s ease,transform .15s ease,box-shadow .2s ease}
.show-more-btn::before,.show-less-btn::before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,var(--gold-light),var(--gold));transform:scaleX(0);transform-origin:left;transition:transform .22s cubic-bezier(.4,0,.2,1);z-index:0}
.show-more-btn:hover::before,.show-less-btn:hover::before{transform:scaleX(1)}
.show-more-btn span,.show-less-btn span{position:relative;z-index:1;display:inline-flex;align-items:center;gap:0.55rem}
.show-more-btn:hover,.show-less-btn:hover{color:var(--navy);transform:translateY(-2px);box-shadow:0 10px 24px rgba(198,161,91,0.28)}
.show-more-btn .chev,.show-less-btn .chev{width:11px;height:11px;flex-shrink:0;transition:transform .15s ease}
.show-more-btn:hover .chev{transform:translateY(2px)}
.show-less-btn:hover .chev{transform:translateY(-2px)}
.show-less-btn{border-color:rgba(10,20,36,0.18);display:none}
.show-less-btn::before{background:linear-gradient(90deg,rgba(10,20,36,0.06),rgba(10,20,36,0.1))}
.show-less-btn:hover{box-shadow:0 10px 24px rgba(10,20,36,0.12)}
.article-card{background:var(--white);border-radius:10px;padding:1.8rem;border:1px solid rgba(10,20,36,0.06);transition:opacity .55s ease,transform .55s ease,box-shadow .25s ease;display:flex;flex-direction:column}
.article-card.hiding{opacity:0;transform:translateY(-10px) scale(0.97);pointer-events:none}
.article-card.appearing{opacity:0;transform:translateY(10px)}
#faqs{transition:opacity .3s ease,transform .3s ease}
#faqs.appearing{opacity:0;transform:translateY(10px)}
.article-card:hover{transition:transform .25s ease,box-shadow .25s ease;transform:translateY(-4px);box-shadow:0 18px 38px rgba(10,20,36,0.08)}
.article-tag{font-size:0.66rem;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:0.8rem}
.article-title{font-family:'Fraunces',serif;font-size:1.12rem;font-weight:600;color:var(--navy);line-height:1.35;margin-bottom:0.7rem}
.article-excerpt{font-size:0.84rem;color:var(--text-mid);line-height:1.7;margin-bottom:1rem}
.article-meta{font-size:0.72rem;color:#9aa0ad;margin-top:auto;padding-top:0.8rem;border-top:1px solid rgba(10,20,36,0.06)}
.article-full{font-size:0.84rem;color:var(--text-mid);line-height:1.8;margin-top:0.9rem;border-top:1px solid rgba(10,20,36,0.06);padding-top:0.9rem;max-height:0;overflow:hidden;transition:max-height .6s ease}
.article-full.open{max-height:5000px}
.article-toggle{background:none;border:none;color:var(--gold);font-size:0.78rem;font-weight:600;cursor:pointer;margin-top:0.4rem;padding:0;text-align:left}
.article-toggle:hover{color:#8a6c2e}

/* ================= CTA ================= */
#cta{background:var(--navy);position:relative;overflow:hidden;text-align:center}
.cta-inner{position:relative;z-index:2}
.cta-badge{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(198,161,91,0.12);border:1px solid var(--line);color:var(--gold-light);padding:0.45rem 1.1rem;border-radius:100px;font-size:0.7rem;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:1.3rem}
.cta-title{font-family:'Fraunces',serif;font-size:2.5rem;font-weight:600;color:var(--white);margin-bottom:1rem;line-height:1.2}
.cta-title em{color:var(--gold-light);font-style:italic}
.cta-sub{color:rgba(255,255,255,0.6);font-size:0.98rem;margin-bottom:2.3rem;max-width:480px;margin-left:auto;margin-right:auto;line-height:1.8}
.cta-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}

/* ================= CONTACT ================= */
#contact{background:var(--white)}
.calendly-wrap{max-width:760px;margin:0 auto 2.5rem;border-radius:12px;overflow:hidden;border:1px solid rgba(10,20,36,0.08);box-shadow:0 20px 50px rgba(10,20,36,0.07)}
.contact-or-divider{display:flex;align-items:center;gap:1rem;max-width:760px;margin:0 auto 3rem}
.contact-or-divider::before,.contact-or-divider::after{content:'';flex:1;height:1px;background:rgba(10,20,36,0.1)}
.contact-or-divider span{font-size:0.75rem;font-weight:600;color:#9aa0ad;text-transform:uppercase;letter-spacing:1px;white-space:nowrap}
.contact-grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:4.5rem;align-items:start}
.contact-info{display:grid;grid-template-columns:1fr 1fr;gap:0.9rem;margin-top:1.8rem}
.contact-tile{background:var(--paper);border:1px solid rgba(10,20,36,0.07);border-radius:10px;padding:1.15rem 1.25rem;transition:all .25s}
.contact-tile:hover{border-color:rgba(198,161,91,0.35)}
.contact-tile-icon{width:32px;height:32px;border:1px solid rgba(198,161,91,0.35);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--gold);margin-bottom:0.65rem}
.contact-tile-icon svg{width:15px;height:15px}
.contact-label{font-size:0.66rem;color:#9aa0ad;font-weight:600;margin-bottom:0.2rem;text-transform:uppercase;letter-spacing:0.7px}
.contact-val{font-size:0.86rem;font-weight:500;color:var(--navy);line-height:1.5}
.contact-val a{text-decoration:none;color:var(--navy)}
.contact-val a:hover{color:var(--gold)}
.contact-connect{grid-column:1 / -1;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:0.9rem;background:var(--navy);border-radius:10px;padding:1.05rem 1.3rem}
.contact-connect-label{font-size:0.8rem;color:rgba(255,255,255,0.6)}
.contact-connect-icons{display:flex;gap:0.55rem}
.contact-connect-icons a{width:34px;height:34px;border:1px solid rgba(198,161,91,0.3);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--gold-light);transition:all .2s}
.contact-connect-icons a svg{width:15px;height:15px}
.contact-connect-icons a:hover{background:var(--gold);color:var(--navy)}
.form-group{margin-bottom:1.15rem}
.form-label{display:block;font-size:0.78rem;font-weight:600;color:var(--navy);margin-bottom:0.45rem}
.form-input{width:100%;padding:0.8rem 1rem;border:1px solid rgba(10,20,36,0.14);border-radius:6px;font-family:'Inter',sans-serif;font-size:0.88rem;color:var(--navy);background:var(--paper);transition:all .2s;outline:none}
.form-input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,161,91,0.12)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230a1424' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.4rem}
.form-submit{width:100%;padding:0.95rem;background:var(--navy);color:var(--white);border:none;border-radius:6px;font-size:0.9rem;font-weight:600;cursor:pointer;transition:all .3s}
.form-submit:hover{background:var(--gold);color:var(--navy)}
@media(max-width:880px){.contact-grid{grid-template-columns:1fr}.contact-info{grid-template-columns:1fr}}

/* ================= FOOTER ================= */
footer{background:var(--navy);color:rgba(255,255,255,0.55);font-size:0.8rem}
.footer-main{padding:3.5rem 3rem 2.2rem;max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem}
.footer-brand{display:flex;align-items:center;gap:0.8rem;margin-bottom:0.9rem}
.footer-brand-text{display:flex;align-items:baseline;gap:0.4rem}
.footer-brand-text .brand-strong{font-size:1.1rem}
.footer-brand-text .brand-light{font-size:0.62rem}
.footer-desc{line-height:1.75;margin-bottom:1.2rem;max-width:280px;font-size:0.82rem}
.footer-social{display:flex;gap:0.7rem}
.footer-social a{width:34px;height:34px;border:1px solid rgba(255,255,255,0.14);border-radius:8px;display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,0.6);text-decoration:none;transition:all .2s}
.footer-social a svg{width:16px;height:16px}
.footer-social a:hover{border-color:var(--gold);color:var(--gold)}
.footer-title{font-size:0.72rem;font-weight:700;color:var(--white);text-transform:uppercase;letter-spacing:1.4px;margin-bottom:1rem}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:0.6rem}
.footer-links a{color:rgba(255,255,255,0.55);text-decoration:none;font-size:0.82rem;word-break:break-word}
.footer-links a:hover{color:var(--gold)}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.07);padding:1.3rem 3rem;max-width:1200px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:0.8rem}
.footer-legal{display:flex;gap:1.4rem}
.footer-legal a{color:rgba(255,255,255,0.4);text-decoration:none;font-size:0.74rem;cursor:pointer}
.footer-legal a:hover{color:var(--gold)}

/* ================= LEGAL MODALS ================= */
.legal-overlay{display:none;position:fixed;inset:0;z-index:2000;background:rgba(7,15,31,0.75);-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);padding:2rem 1rem;overflow-y:auto}
.legal-overlay.open{display:flex;align-items:flex-start;justify-content:center}
.legal-box{background:var(--white);border-radius:12px;max-width:760px;width:100%;margin:2rem auto;padding:2.6rem 2.8rem;position:relative;box-shadow:0 30px 80px rgba(7,15,31,0.35)}
.legal-close{position:absolute;top:1.1rem;right:1.2rem;width:34px;height:34px;border-radius:50%;border:1px solid rgba(10,20,36,0.15);background:var(--white);color:var(--navy);font-size:1rem;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .2s}
.legal-close:hover{background:var(--gold);border-color:var(--gold)}
.legal-box h2{font-family:'Fraunces',serif;font-size:1.6rem;font-weight:600;color:var(--navy);margin-bottom:0.4rem}
.legal-updated{font-size:0.74rem;color:#9aa0ad;margin-bottom:1.6rem}
.legal-box h3{font-size:0.95rem;font-weight:600;color:var(--navy);margin:1.4rem 0 0.5rem}
.legal-box p{font-size:0.86rem;color:var(--text-mid);line-height:1.8;margin-bottom:0.8rem}
@media(max-width:600px){.legal-box{padding:2rem 1.4rem;margin:1rem auto}}
@media(max-width:880px){.footer-main{grid-template-columns:1fr 1fr;padding:3rem 1.4rem}.footer-bottom{padding:1.2rem 1.4rem}}
@media(max-width:480px){.footer-main{grid-template-columns:1fr;gap:2.2rem}}

.reveal{opacity:0;transform:translateY(26px);transition:all .7s ease}
.reveal.visible{opacity:1;transform:translateY(0)}
@media(prefers-reduced-motion:reduce){*{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important}}
/* Performance: GPU-accelerate key animated elements */
.ledger-stack{will-change:transform}
.orbit-ring{will-change:transform}
.hero-glow{will-change:transform,opacity}
.reveal{will-change:opacity,transform}
/* Speed: disable heavy 3D animations on mobile to prevent jank */
@media(max-width:768px){
  .ledger-stack,.orbit-ring,.widget-glow{display:none!important}
  .hero-glow{width:420px;height:420px;top:-10%;right:-30%}
  .ledger-page.p3::before{animation:none}
  #home{perspective:none}
  .why-shape{display:none}
}



.subhero{display:flex;align-items:center;justify-content:space-between;gap:3rem;flex-wrap:wrap}
.subhero-inner{flex:1;min-width:280px}
.subhero-illustration{position:relative;width:280px;height:280px;flex-shrink:0;display:flex;align-items:center;justify-content:center}
.sh-glow{position:absolute;inset:-30px;background:radial-gradient(circle,rgba(198,161,91,0.18) 0%,transparent 70%);animation:glowPulse 6s ease-in-out infinite}
.sh-ring{position:absolute;inset:10px;border:1px solid rgba(198,161,91,0.2);border-radius:50%;animation:ringSpin 22s linear infinite}
.sh-card{position:relative;z-index:2;width:190px;background:linear-gradient(155deg,rgba(255,255,255,0.06),rgba(255,255,255,0.015));border:1px solid rgba(198,161,91,0.32);border-radius:10px;padding:1.3rem 1.2rem;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);animation:shFloat 5s ease-in-out infinite}
@keyframes shFloat{0%,100%{transform:translateY(0) rotate(-2deg)}50%{transform:translateY(-10px) rotate(1deg)}}
.sh-card-icon{width:32px;height:32px;color:var(--gold);margin-bottom:0.7rem}
.sh-card-icon svg{width:100%;height:100%}
.sh-card-label{font-size:0.68rem;font-weight:600;color:var(--gold-light);letter-spacing:0.5px;margin-bottom:0.9rem}
.sh-card-row{display:flex;gap:0.4rem;margin-bottom:0.5rem}
.sh-card-row span{height:5px;border-radius:3px;background:rgba(255,255,255,0.14)}
.sh-card-row span:first-child{width:60%}
.sh-card-row span:last-child{width:30%}
.sh-card-row.accent span{background:rgba(198,161,91,0.4)}
.sh-card-row.accent span:first-child{width:45%}
.sh-card-row.accent span:last-child{width:20%}
.sh-dot{position:absolute;width:7px;height:7px;background:var(--gold);border-radius:50%;box-shadow:0 0 12px rgba(198,161,91,0.8)}
.sh-dot.d1{top:8%;right:15%;animation:dotBlink 3s ease-in-out infinite}
.sh-dot.d2{bottom:15%;left:5%;animation:dotBlink 3.4s ease-in-out infinite .6s}
.sh-dot.d3{top:55%;right:2%;animation:dotBlink 2.6s ease-in-out infinite 1.2s}
@media(max-width:900px){.subhero-illustration{display:none}}


/* ================= SUBPAGE HERO ================= */
.subhero{background:var(--navy);position:relative;overflow:hidden;padding:9.5rem 3rem 4.5rem}
.subhero .hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(198,161,91,0.05) 1px,transparent 1px),linear-gradient(90deg,rgba(198,161,91,0.05) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(circle at 80% 20%,rgba(0,0,0,0.85),transparent 70%);mask-image:radial-gradient(circle at 80% 20%,rgba(0,0,0,0.85),transparent 70%)}
.subhero-inner{position:relative;z-index:2;max-width:900px}
.breadcrumb{display:flex;align-items:center;gap:0.5rem;font-size:0.78rem;color:rgba(255,255,255,0.45);margin-bottom:1.4rem}
.breadcrumb a{color:rgba(255,255,255,0.55);text-decoration:none}
.breadcrumb a:hover{color:var(--gold-light)}
.subhero-title{font-family:'Fraunces',serif;font-size:2.7rem;font-weight:600;color:var(--white);line-height:1.15;margin-bottom:1.1rem;max-width:760px}
.subhero-sub{font-size:1rem;color:var(--text-soft);line-height:1.8;max-width:600px;font-weight:300;margin-bottom:1.8rem}
.subhero-btns{display:flex;gap:1rem;flex-wrap:wrap}
@media(max-width:700px){.subhero{padding:8rem 1.4rem 3.5rem}.subhero-title{font-size:1.95rem}}

/* ================= SUBPAGE CONTENT ================= */
.content-section{background:var(--white)}
.content-section.alt{background:var(--paper2)}
.content-block{max-width:800px}
.content-block p{font-size:0.96rem;color:var(--text-mid);line-height:1.85;margin-bottom:1.2rem}
.content-block h3{font-family:'Fraunces',serif;font-size:1.35rem;font-weight:600;color:var(--navy);margin:2rem 0 0.8rem}
.content-block ul{margin:0 0 1.2rem 1.3rem;color:var(--text-mid);font-size:0.96rem;line-height:1.9}
.content-block ul li{margin-bottom:0.4rem}
.content-block strong{color:var(--navy)}

.info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.3rem;margin-top:2rem}
@media(max-width:700px){.info-grid{grid-template-columns:1fr}}
.info-card{background:var(--paper);border:1px solid rgba(10,20,36,0.07);border-radius:10px;padding:1.7rem}
.info-card-title{font-size:0.95rem;font-weight:600;color:var(--navy);margin-bottom:0.55rem;display:flex;align-items:center;gap:0.6rem}
.info-card-title svg{width:20px;height:20px;color:var(--gold);flex-shrink:0}
.info-card p{font-size:0.85rem;color:var(--text-mid);line-height:1.75;margin:0}

.pricing-strip{background:var(--navy);border-radius:14px;padding:2.4rem 2.6rem;display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap;margin:2.5rem 0}
.pricing-strip-text{max-width:480px}
.pricing-strip-title{font-family:'Fraunces',serif;font-size:1.3rem;color:var(--white);margin-bottom:0.5rem}
.pricing-strip-desc{font-size:0.86rem;color:rgba(255,255,255,0.6);line-height:1.7}

.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;margin-top:2rem}
@media(max-width:900px){.related-grid{grid-template-columns:1fr}}
.related-card{background:var(--white);border:1px solid rgba(10,20,36,0.07);border-radius:10px;padding:1.5rem;text-decoration:none;display:block;transition:all .25s}
.related-card:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:0 14px 30px rgba(10,20,36,0.08)}
.related-card-tag{font-size:0.64rem;font-weight:600;letter-spacing:1.3px;text-transform:uppercase;color:var(--gold);margin-bottom:0.5rem}
.related-card-title{font-family:'Fraunces',serif;font-size:1.02rem;font-weight:600;color:var(--navy);line-height:1.4}

/* ================= RESOURCES PAGE ================= */
.calendar-list{display:flex;flex-direction:column;gap:0.8rem;max-width:820px}
.calendar-item{display:flex;align-items:center;gap:1.3rem;background:var(--white);border:1px solid rgba(10,20,36,0.07);border-radius:10px;padding:1.1rem 1.4rem}
.calendar-date-block{min-width:64px;text-align:center;background:var(--navy);color:var(--white);border-radius:8px;padding:0.5rem 0.3rem}
.calendar-date-month{font-size:0.62rem;font-weight:700;letter-spacing:1px;color:var(--gold-light);text-transform:uppercase}
.calendar-date-day{font-family:'Fraunces',serif;font-size:1.25rem;font-weight:600}
.calendar-info{flex:1}
.calendar-title{font-size:0.9rem;font-weight:600;color:var(--navy);margin-bottom:0.2rem}
.calendar-desc{font-size:0.78rem;color:var(--text-mid)}
.calendar-countdown{text-align:right;min-width:100px}
.calendar-countdown-num{font-family:'Fraunces',serif;font-size:1.3rem;font-weight:600;color:var(--gold)}
.calendar-countdown-label{font-size:0.68rem;color:#9aa0ad;text-transform:uppercase;letter-spacing:0.5px}
@media(max-width:600px){.calendar-item{flex-wrap:wrap}.calendar-countdown{text-align:left;margin-left:80px}}

.calc-box{background:var(--white);border:1px solid rgba(10,20,36,0.07);border-radius:14px;padding:2rem;max-width:560px}
.calc-row{margin-bottom:1.3rem}
.calc-label{display:block;font-size:0.83rem;font-weight:600;color:var(--navy);margin-bottom:0.5rem}
.calc-input-wrap{display:flex;align-items:center;border:1px solid rgba(10,20,36,0.14);border-radius:6px;background:var(--paper);overflow:hidden}
.calc-prefix,.calc-suffix{padding:0 0.9rem;color:var(--text-mid);font-size:0.9rem;background:rgba(10,20,36,0.03)}
.calc-input{flex:1;border:none;background:none;padding:0.75rem 0.8rem;font-size:0.95rem;font-family:inherit;color:var(--navy);outline:none}
.calc-hint{font-size:0.74rem;color:#9aa0ad;margin-top:0.5rem;line-height:1.6}
.calc-results{margin-top:1.6rem;padding-top:1.4rem;border-top:1px solid rgba(10,20,36,0.08);display:flex;flex-direction:column;gap:0.7rem}
.calc-result-row{display:flex;justify-content:space-between;align-items:center;font-size:0.85rem;color:var(--text-mid)}
.calc-result-row strong{color:var(--navy);font-weight:600}
.calc-result-row.total{border-top:1px solid rgba(10,20,36,0.08);padding-top:0.7rem;font-weight:600}
.calc-result-row.total strong{font-size:1.05rem}
.calc-result-row.highlight{background:var(--gold-pale);margin:0 -1.2rem;padding:0.9rem 1.2rem;border-radius:8px;border:none}
.calc-result-row.highlight strong{color:var(--navy);font-family:'Fraunces',serif;font-size:1.3rem}

.checklist-tabs{display:flex;gap:0.6rem;margin-bottom:1.6rem;flex-wrap:wrap}
.checklist-tab{background:var(--white);border:1px solid rgba(10,20,36,0.12);color:var(--text-mid);padding:0.7rem 1.3rem;border-radius:50px;font-size:0.82rem;font-weight:600;cursor:pointer;transition:all .2s}
.checklist-tab:hover{border-color:var(--gold)}
.checklist-tab.active{background:var(--navy);color:var(--white);border-color:var(--navy)}
.checklist-panel{display:flex;flex-direction:column;gap:0.6rem;max-width:700px}
.checklist-item{display:flex;align-items:center;gap:0.8rem;background:var(--white);border:1px solid rgba(10,20,36,0.07);border-radius:8px;padding:0.9rem 1.1rem;transition:all .2s}
.checklist-item input[type="checkbox"]{width:18px;height:18px;accent-color:var(--gold);cursor:pointer;flex-shrink:0}
.checklist-item label{font-size:0.85rem;color:var(--navy);cursor:pointer;flex:1}
.checklist-item.checked{background:var(--paper2);opacity:0.65}
.checklist-item.checked label{text-decoration:line-through}
.checklist-progress{font-size:0.78rem;color:var(--text-mid);margin-bottom:1rem}